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About Temporary Car Insurance
No matter where you will be
driving, (particularly if you have a
luxury car
like a Mercedes S Class!) you must have car insurance. Driving without insurance is
illegal and can result in heavy fines and possibly even the loss of your
license. However, if you will only be using the vehicle for a short
period of time, purchasing long term insurance can be unnecessarily
expensive. Temporary car insurance can be financially beneficial for
those who plan to use a vehicle for 6 months or less .For a quote for UK
temporary car insurance try
this
site or
here
Temporary car insurance works by covering you temporarily while you
drive a vehicle. Cover can last anywhere from one day up to six months
depending on your specific needs. The cover period can begin immediately
or on a pre-determined date. This type of car insurance typically
includes uninsured or underinsured motorist cover, liability insurance,
and may even include medical payments for passengers or roadside
service. Most companies that offer temporary car insurance charge a flat
rate, which is typically cheaper than the cost of long term insurance.
You can cancel temporary car insurance by issuing a written request for
cancellation.
In order to acquire a temporary insurance policy, you can apply either
in an office or online. There are several websites currently available
that can offer you a quote for temporary insurance from several
different companies based on a convenient questionnaire. Once you find
the best policy for you, simply apply in the company's office or on
their website.
There are a variety of reasons to get temporary car insurance. If you
are planning to rent a car on vacation, for example, you may want to
purchase temporary car insurance to protect yourself in the event of an
accident. If you are lending your car to a friend or out-of-town guest,
you will also need to purchase this type of cover. In addition, you can
use temporary insurance when you purchase a new vehicle so that you can
drive the vehicle while you search for the best long term policy. In
most of these cases, it is much cheaper to simply purchase temporary
insurance than to buy long term cover and cancel it later.
Temporary car insurance is extremely convenient. If you are loaning your
car out temporarily, it can be extremely difficult and anxiety-provoking
to try to add an additional driver to your long term policy. Not only
that, but if there is some sort of problem when the extra driver has
your vehicle, it can affect your long term cover rates and benefits.
With temporary cover, however, your long term cover will remain the same
in the event of an accident. If you are traveling, temporary insurance
on a rental is much cheaper and easier than attempting to bring your own
vehicle, especially if the destination is far from your home. If you are
purchasing a new vehicle and you buy long term insurance immediately,
you may end up with a policy in which you are paying more than you need
to. However, if you purchase temporary insurance, you can legally drive
your new car while you search for the best long term policy.
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